mail@smithinvestors.com

    754-777-8156

    What is Personal Financial Consulting?

    PFC is a 1 on 1 virtual service with a Personal Financial Consultant (Smith Investor) that provides consulting in the fields of Credit Tax and Money Management for both individuals and business owners.

    The purpose of the PFC service is to give personalized service that will lead you to Ownership.

    Why is Personal Financial Consulting Needed?

    Consulting Programs

    Budget Consulting

    For both individuals and business owners

    1. Analyze and Organize your personal financial situation
    2. Prepare detailed financial plan including debt repayment plan and financial road map to achieve desired goals
    3. Educate on money management skills to be able to consistently take control of your finances
    4. Provide savings education and plan that will jump start your investment goals
    Book consultation

    Also included: Expense reduction analysis and monthly budget reconciliation

    Rates vary based on clients profile

    1. Analyze and Organize your business financial situation
    2. Prepare detailed business financial plan that will provide a financial road map to achieve desired business goals
    3. Educate on proper financial business structuring to consistently scale your business and make finance a resource that helps your business grow
    4. Provide revenue and expense analysis that will provide a plan to increase revenue and decrease monthly overhead for you as a business owner
    Book consultation

    Also included: Cost analysis and proformas

    Rates vary based on clients profile

    Credit Consulting

    For both individuals and business owners

    1. Acquire and analyze your personal credit profile
    2. Address inaccurate and derogatory items on credit profile
    3. Educate on credit building and how to maintain an above average credit profile
    4. Create personal credit plan that will include leveraging credit properly and utilizing tradelines to increase score
    Book consultation

    Also includes: best banks for personal credit cards and credit monitoring resources

    Rates vary based on clients profile

    1. Business Credit formation that will allow you to consistently obtain business funding
    2. Educate how to obtain and build business credit without utilizing personal credit
    3. How to credit a credit profile that maximizes on the ability to put credit items in your business name
    4. Create a business credit plan that will include how to build relationships with the best banks and finance companies to apply and receive the highest funding possible
    Book consultation

    Also includes: Business credit vendor/store accounts and business credit monitoring resources

    Rates vary based on clients profile

    Tax Preparing

    For both individuals and business owners

    1. Analyze your tax documents/information and prepare tax return for submission
    2. Audit all forms for completeness and accuracy utilizing all potential credits and deductions
    3. Educate on tax profile providing a foundational understanding of your tax situation that will allow you to know how to leverage your tax profile and know your buying power based on your annual income
    4. Submit tax returns and handle communication between you and tax authority
    Book consultation

    Also includes: Advisement on tax planning strategies

    Rates starting at +$150

    Homeowner Consulting

    For homeowners in distressed financial situation seeking relief

    1. Analyze your personal budget and credit to understand full financial situation
    2. Advise on plan that will help you avoid losing your home due to foreclosure or tax delinquency and etc.
    3. Obtain understanding of your property and make final decision on your personal finances to know next best options
    4. Offer from Smith Investors to purchase home to avoid foreclosure and relief from distressed situation
    Book consultation

    Also includes: relocation assistance

    Packages

    Soon To Be Homeowner
    Package

    For individuals and business owners that are preparing to purchase a home

    Personal Budgeting

    • Financial Coaching
    • Monthly Budget Reconciliation
    • Expense Management/Reduction
    • Prepare and Consult on Savings and educate on Investment Principles

    Repair/Establishing Credit

    • Acquire and analyze clients credit profile
    • Advise on Proper Credit Utilization
    • Address Derogatory Remarks
    • Educate on credit growth and maintaining of credit profile

    Tax Preparing

    • Prepare and submit tax returns
    • Auditing all forms for completeness and accuracy
    • Handle all communication between client and tax authority
    • Tax Planning and Advisement
    Book consultation
    • To qualify for the offer you must currently be in pursuit of purchasing a home

    Homeowner
    Package

    For Homeowners in distressed financial situation seeking relief

    Distressed Situation

    • Pre-Foreclosure
    • Tax Delinquency
    • Insolvent Mortgage Payments
    • Offer from Smith Investors to purchase home

    Repair/Establishing Credit

    • Acquire and analyze clients Credit Profile
    • Advise on Proper Credit Utilization
    • Address Derogatory Remarks
    • Educate on Credit growth and maintaining

    Personal Budgeting

    • Financial Coaching
    • Monthly Budget Reconciliation
    • Expense Management/Reduction
    • Prepare and Consult on Savings and educate on Investment Principles
    Book consultation
    • To qualify for this package you must currently be a homeowner. Refunds will apply

    Still undecided?

    Book Consultation with a Smith Investor (PFC) and find out which option is best for you

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